All rights reserved. Property insurance is required. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Summit. The charge for an appraisal is typically $410-$485. Minimum loan amount of $5,000 applies. Maximum loan to value is 80%. 4 Intro 1.99% APR for 12-months is valid for new Home Equity Lines of Credit applications. Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. ... By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by a third party vendor. For applicants who plan to keep their homes for several years and lock in a low mortgage rate or refinance their loan, a fixed-rate loan from Summit Credit Union may make the most sense. With an Express Refi from Summit you could save thousands of dollars and years of payments. Closing costs range from $165-$313 unless appraisal or title insurance fees are required. Rates as low as 8.25% up to 60 months: Share Secured: 3.50% -- (Certificate Secured 2% above CD Yield) Visa Credit Card: Rates as low as 10.75%: Holiday & Vacation Loans: Rates as low as 10.00% for up to 10 months: Handi/Cash Loan: 39% with a 5% advance fee -up to $500 for 90 days Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed). Variable APRs apply to purchases, balance transfers, and cash advance transactions. The minimum APR is 3.99%-5.49% (Floor). Not responsible for typographical errors. 1 If refinancing a Summit Auto Loan, you must increase the outstanding loan balance by at least $1,000. Application must be received between December 1, 2020 and December 31, 2020. Not available for refinancing of current SFCU loans. *Annual Percentage Rate (APR) varies depending on your credit history. The APR will not vary above 15% APR. Minimum loan amount for a Personal Line of Credit is $1,000. Summit Federal Credit Union has been serving their members with banking and financial services for over 60 years. Home; Contact Us; Locations, Hours, & ATMs; Greensboro Market St branch is temporarily closed for all services, including drive-thru and night deposit. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. Secure Home Banking 24 . The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to an 80% loan to value. Rates are subject to change at any time. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Check today’s rates, then apply online in as little as 20 minutes. Rates subject to change but the APR will not vary above 15% APR. 2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above. including you. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. For a full listing of share certificate rates, please see our Share Certificate Rate Schedule. All applications are subject to credit approval. Rate Riser, IRA and Custodial Certificates are not eligible for a certificate secured loan. Your financial partner to help you turn wishing, waiting and wondering into planning, doing and experiencing. The Prime Rate as of 03/15/2020 is 3.25%. Your rate may vary based upon your creditworthiness and loan-to-value. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Learn more today. 2 VPR is Variable Periodic Rate. All rights reserved. The charge for title insurance is typically $350. Other programs/options are available. First rate lock is free then $35 for each additional. After the 12-month introductory period the rate will revert to Prime Rate plus a margin and will never fall below the floor rate which ranges from 4.49% - 5.99%. New HELOC eligibility requirements apply. Latest News & Promotions * indicates required. Summit Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and … Minimum credit score of 651 or more to qualify for promotional rate. Margins range from 4.00% to -0.50%.Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. 9.95%. 1 APR is Annual Percentage Rate. Visa® Rates & Terms. Rates may change after account is opened. Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. A balloon payment may result. First-Time Home Buyer; Purchasing a Home ... What is your current interest rate? The rate without electronic payment and an established Summit checking account will be higher. New HELOC eligibility requirements apply. The charge for an appraisal is typically $410-$485. Margins range from 5.50% to 0.50%. Mortgage Rates . First-Time Home Buyer; Purchasing a Home ... Today's Rates. Fees may reduce earnings. Mortgage Options; Apply Today; Home Equity. The VPR is subject to change monthly. Last Name . Summit Credit Union Loan Specifics Fixed-Rate Loans. Menu. Click/tap here for COVID-19 update,12/15/2020. Certificates of Deposit (CDs) offer a set rate of interest on a specific sum of money for a particular period of time. 93 were here. The charge for an appraisal is typically $410-$485. The maximum APR is 15%. Lock-in feature allows up to five fixed rate amounts at any one time. 1 APR is Annual Percentage Rate. Contact SFCU staff for more information about applicable fees and terms The rates shown are the best rates available. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Select monthly expenses ** If you have a co-borrower who is not your spouse on your application and you are applying for a VA loan, the co-borrower must also be a veteran. Apply for a loan online or contact a Summit mortgage lender today. First rate lock is free then $35 for each additional. Allows one free withdrawal per month. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. Click/tap here for COVID-19 update,12/15/2020. Minimum loan amount is $1,000. Includes boats, RV’s , snowmobiles, personal watercraft and ATV’s. Email Address * First Name . Find your nearest branch or surcharge-free ATM. Mortgage Home Contact Us Summit CU Home . Watching rates? 2 Monthly payment amount is based on payment per $1,000 for term and rate shown above. The APR may increase after loan closing if an electronic payment is discontinued. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. Receive useful tips and articles right in your inbox, and be the first to know about new promotions, events and products at Summit. Simply submit your email address below and we’ll send you a message when this rate has changed. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management. At The Summit, we are committed to delivering a “no surprise” and “no hidden cost” experience to our members. Skip to Main Content. The charge for an appraisal is typically $410-$485. Real Estate & Commercial Construction Loans, Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater, Minimum $15 or 2.5% of the outstanding principal balance. Summit is an NCUA insured credit union located in Madison and has 3881521313 in assets. The charge for title insurance is typically $350. The rate without electronic payment and established Summit checking will be higher. At Summit, we'll help you find the best mortgage rate or home loan option for your finances. The Loan Consultant feature determines the products and rates that match your needs. Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. Property insurance is required. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. Summit Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan. The Summit is not responsible for its products, services, or overall website content. Skip to Main Content. Ready to Start? Minimum fixed rate loan amount of $5,000 applies. To apply for a mortgage with Summit, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. Copyright 2020 © Summit Credit Union. The minimum APR for a Personal Line of Credit is 10.00% (Floor). For the improvements you’ve always wanted. Minimum credit score of 651 or more to qualify for promotional rate. Rate & Fee Schedule. By accessing this link you will be leaving The Summit Federal Credit Union’s website and entering a website hosted by another party. This guide will compare the Summit Credit Union rates to CD, money market, and savings account rates from the USA’s top banks. Prime Rate as of 03/15/2020 is 3.25%. Lock-in feature allows up to five fixed rate amounts at any one time. Not responsible for typographical errors. Contact Us; Locations, Hours, & ATMs; Borrow. Minimum fixed rate loan amount of $5,000 applies. What is the size of your family? Favorable rates and low or no fees are some of The Summit’s greatest member benefits. 4 Intro 2.99% APR for 12-months is valid for new Home Equity Lines of Credit applications submitted. 1 APR is Annual Percentage Rate. Lock-in feature allows up to five fixed rate amounts at any one time. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Rate shown are for homeowners with 70% loan-to-value. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Margins range from 4.00% to -0.50%. Closing costs range from $165-$313 unless appraisal or title insurance fees are required. After the 12-month introductory rate period the rate will revert to Prime Rate or Prime Rate plus or minus a margin and will never fall below the floor rate which ranges from 3.99% to 5.49%. 1 APR is Annual Percentage Rate. New SFCU loans only. It is also the 61 st largest credit union in the nation. If you prefer to complete an application over the phone or in person give us a call at 608-243-5000 x2903 or 800-236 … The rate without an electronic payment and an established Summit checking account will be higher. The current offered rate 3 will be between 2.99% and 7.99% APR. Your financial partner to help you turn wishing, waiting and wondering into planning, doing and experiencing. Easy! Click on the View all rates and disclosures link for details. At the Summit, we are committed to delivering a “ no hidden cost ” experience to our.... 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